Terms of Use

Effective Date: June 23rd 2024

THESE TERMS OF USE GOVERN YOUR USE OF THE SAFETY NEST INC. (“SAFETYWING”, “WE”, “US”, or “OUR”) WEBSITE LOCATED AT SAFETYWING.COM OR AT OTHER WEBSITES CONTROLLED BY SAFETYWING (THE “WEBSITE”). BY USING THE WEBSITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, PLEASE LEAVE THE WEBSITE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY SAFETYWING AT ANY TIME IN OUR REASONABLE DISCRETION. YOUR USE OR CONTINUED USE OF THE WEBSITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF ALL CHANGES. YOU ARE ADVISED TO CONSULT THESE TERMS OF USE REGULARLY PRIOR TO ANY USE OF THE WEBSITE.

Access to this website

To access this website or any of its resources, you may be asked to provide certain personal details or other information. As a condition of your use of this website, all information that you provide on this website must be correct, current and complete. If, in our reasonable judgment, you have provided information that is not current, correct, or complete, SafetyWing may refuse to grant you continued access to this website or any of its resources. SafetyWing shall have the right to terminate or suspend your access at any time. In addition, certain other services of this website, such as applying for insurance coverage, may be governed by additional or different terms and conditions. You should carefully review those terms and conditions before making any application for insurance or selecting any other goods or services through the website.

Privacy

The collection and use of any personally-identifying information submitted through the website shall be conducted in accordance with SafetyWing's Privacy Policy. Our Privacy Policy is incorporated into and made a part of these Terms of Use, and your continued use of the website acknowledges that you have read, understood, and accepted SafetyWing's Privacy Policy. Our Privacy Policy is subject to change in our reasonable discretion, and you are encouraged to review the Privacy Policy before supplying the website with any personal information.

Restrictions on Use

Proprietary Information

“Content” means all material and other information accessible from the website that is owned, operated or controlled by SafetyWing or has been licensed to SafetyWing by the party that provided the Content to us. SafetyWing and such other Content provider retain all right, title and interest in the Content. The Content may not be copied, distributed, republished, uploaded, posted or transmitted in any way without the prior written consent of SafetyWing, except that you may print out a copy of the content solely for your own personal noncommercial use. In doing so, you may not remove or alter, or cause the removal or alteration of, any copyright, trademark, trade name, service mark or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content, except as expressly provided herein, may violate SafetyWing's rights in and to the Content. Neither title nor intellectual property rights in the Content will be deemed transferred or licensed to you by these Terms of Use or your access of the website. Certain information provided to you by SafetyWing through non-public portions of the website may be confidential or trade secret information. You may use or disclose such information only to the extent necessary for the purposes for which it is disclosed to When the purposes for which disclosure has been fulfilled, you must take all reasonable and necessary steps to return or destroy such Content.

Hyper-links

SafetyWing may hyper-link from the website to other websites that are not maintained by, or related to, SafetyWing. Such other websites are solely responsible for their content, and the hyper-links are provided as a service to you. Your use of such hyper-links is undertaken at your sole risk and responsibility. Access. SAFETYWING MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE CONTENT OF THIRD-PARTY WEBSITES. SUCH HYPER-LINKS ARE PROVIDED TO YOU “AS-IS” AND “WHERE IS.” SAFETYWING SPECIFICALLY DISCLAIMS ANY WARRANTIES WITH REGARD TO COMPLETENESS OR ACCURACY OF THESE HYPER-LINKS OR THE WEBSITES THAT ARE HYPER-LINKED TO THIS WEBSITE. THE INCLUSION OF ANY HYPER-LINK TO A THIRD-PARTY WEBSITE DOES NOT NECESSARILY IMPLY ENDORSEMENT OR SPONSORSHIP BY SAFETYWING OF THAT WEBSITE.

Submissions

In consideration for granting you the use of this website, you hereby grant to SafetyWing a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display all stories, anecdotes, “Smiles,” content, remarks, suggestions, ideas, graphics, inventions, methods, process, algorithms or other information communicated to SafetyWing through the website (collectively, your “Submission”). You further grant SafetyWing the right to incorporate your Submission into other works in any form, media or technology now known or later developed. SafetyWing may use any Submission in our business (including without limitation, for products or advertising) without incurring any liability for royalties or any other additional consideration of any kind. SafetyWing assumes no liability for the use or reproduction of any Submission that may appear in future SafetyWing operations.

Disclaimer

SafetyWing cannot and does not guarantee or warrant that any Content available for downloading from this website or elsewhere is free of viruses, worms, Trojan horses or other code that may contaminate or destroy your computer or other equipment. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for security, accuracy of data input and output, and maintaining a means external to this website for reconstructing lost data. SafetyWing does not assume any responsibility or risk for your use of the Internet. USE THIS WEBSITE AT YOUR OWN RISK. EXCEPT AS MAY BE EXPRESSLY STATED IN OTHER APPLICABLE TERMS AND CONDITIONS OR SIMILAR AGREEMENT, THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANY FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE OF THE CONTENT OR RESULTS THEREOF IN TERMS OF ACCURACY, RELIABILITY OR OTHERWISE EXCEPT FOR THE PERSON AND/OR FOR THE USE INTENDED. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE OR THE CONTENT. WE MAKE NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT. All of the information in this website, whether historical in nature or forward-looking, speaks only as of the date the information was posted on this website, and SafetyWing does not undertake any obligation to update such information or to remove such information from this website, if it is not or is no longer accurate or complete.

Limitation on Liability

TO THE EXTENT PERMITTED BY LAW OR REGULATION, SAFETYWING, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, INSURANCE PARTNERS, OFFICERS AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES THAT RELATES IN ANY WAY TO THE USE OF SAFETYWING'S WEBSITE. TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL OUR LIABILITY OR THE LIABILITY OF OUR INSURANCE PARTNERS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID TO US FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE.

Indemnity

You will indemnify and hold SafetyWing, its subsidiaries, affiliates, licensors, content providers, service providers, insurance partners, employees, agents, officers, directors and contractors (the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of the Content other than as expressly authorized herein, and any claim that your Submission violates a third party's intellectual property or other rights, including the rights of publicity and privacy, or defames a third party. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses and attorneys' fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the Content and this website.

Trademarks

Trademarks, service marks and logos appearing in this website (collectively, the “marks”) are the property of SafetyWing or the party that provided the marks to us, and we or such party retain all rights with respect to such respective marks. No rights in any marks are granted to you by this agreement or your access of this website.

Information You provide

You may not post, send, submit, publish or transmit in connection with the website any material that: a) you do not have the right to post, send, submit, publish or transmit, including any proprietary material of a third party; b) advocates illegal activity or discusses an intent to commit an illegal act; c) is vulgar, obscene, pornographic or indecent; d) does not pertain directly to the Website; e) threatens abuses, libels, defames, invades the privacy of, or stalks any other person or entity; f) is racist, harassing, threatening or offensive to, or seeks to exploit or harm minors or older adults by exposing them to inappropriate content or by asking for personally identifiable details or otherwise; g) infringes any intellectual property right or other right of any entity or person, including violating anyone's copyrights or trademarks, or their rights of privacy or publicity; h) violates any law or may be considered to violate any law; i) impersonates or misrepresents your connection to any other entity or person, or otherwise manipulates headers or identifiers to disguise the origin of the content; j) advertises any commercial endeavor (e.g., products or services) or otherwise engages in any commercial activity (e.g., by conducting raffles or contests, displaying sponsorship banners or soliciting goods or services, or any combination thereof) except as may be specifically authorized on this website; k) solicits funds, advertisers or sponsors; l) includes programs that contain viruses, worms, Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications or any combination thereof; m) amounts to a "pyramid" or similar scheme; n) violates any policy or regulations established from time to time regarding use of this website or any networks connected to this website; or o) contains hyper-links to other websites that contain content that falls within any description set forth above. SafetyWing reserves the right to monitor use of this website in order to determine compliance with these Terms of Use, and we reserve the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain responsible solely for the content of your Submissions. YOU ACKNOWLEDGE AND AGREE THAT NEITHER SAFETYWING NOR ANY THIRD PARTY THAT PROVIDES CONTENT TO US WILL ASSUME OR HAVE ANY LIABILITY FOR ANY ACTION OR INACTION BY SAFETYWING OR SUCH THIRD PARTY WITH RESPECT TO ANY PORTION OF YOUR SUBMISSION.

Security

Any passwords we provide for this website are for your individual use only. You will be responsible for the security of your password. Except where otherwise notified, SafetyWing may rely upon the acts of any person or entity using your account information and password as acts committed or authorized by you. SafetyWing may monitor your password and, at our discretion, require you to change it. If you continue to use a password that SafetyWing considers insecure, we will require you to change the password or, at our discretion, may terminate your account. You are prohibited from using this website or any related services or facilities to compromise security or to tamper with system resources, accounts or both. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools, or network probing tools) is strictly prohibited. If you violate any measure intended to provide system security, SafetyWing shall have the right, but not the obligation, to release details or your usage to system administrators at other websites in order to assist them in resolving security incidents. SafetyWing reserves the right to investigate suspected violations of these Terms of Use. SafetyWing will cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting any e-mail messages or Submissions, or publishing or otherwise making available any materials that are believed to violate these Terms of Use. BY ACCEPTING THESE TERMS OF USE, YOU WAIVE AND HOLD SAFETYWING HARMLESS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY SAFETYWING DURING OR AS A RESULT OF ITS INVESTIGATIONS, OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS, OR BOTH, BY EITHER SAFETYWING OR LAW ENFORCEMENT AUTHORITIES.

Miscellaneous

These Terms of Use are governed and interpreted by the laws of Puerto Rico, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Puerto Rico in connection with any dispute between you and SafetyWing arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use in the state and federal courts in Puerto Rico. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed deleted and will not affect the validity and enforceability of any remaining provisions. The waiver of a breach of any provision of these Terms of Use by a party will not operate or be construed as such party's waiver of any other or subsequent breach. These Terms of Use constitute the entire agreement between you and SafetyWing relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this website will govern the items to which they pertain.

Legal Disclaimer and Notice of Copyright

Disclaimer of Liability

SafetyWing maintains this website as a service to the internet community. The information contained on this website is subject to change without notice and SafetyWing assumes no commitment to update the information contained herein. You hereby acknowledge that any reliance upon such information shall be at your sole risk. This service and all such information is provided on an "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. IN NO EVENT SHALL HCC BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND WHICH MAY ARISE OUT OF ANY PERSON'S ACCESS OR INABILITY TO ACCESS THIS WEBSITE OR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEBSITE. The world wide web exists across public networks, many of which are insecure. SafetyWing cannot guarantee the security of the in-transit information. SafetyWing disclaims any and all liability for interception by unauthorized persons and for any computer viruses that may be loaded into your computer as a result of the downloading of any information from this or any other website. The descriptions of products and services contained on this website are intended to provide a reference guide to the types of products and services offered by SafetyWing and are not intended to be relied upon by clients or business partners. Some products and services referenced on this website may not be available in all areas. Please contact us directly if you wish to obtain specific information concerning the products and services referenced on this website. All links and frames of this website to third party sites are provided as a convenience only. SafetyWing does not control or endorse the information and content contained on any such sites, or their sponsors. SafetyWing is under no obligation to maintain any link on this website and may remove any such link at any time in its sole discretion for any reason whatsoever.

Disclaimer of Endorsement

All links and frames of this website to third party sites are provided as a convenience only. WorldTrips does not control or endorse the information and content contained on any such sites, or their sponsors. WorldTrips is under no obligation to maintain any link on this website and may remove any such link at any time in its sole discretion for any reason whatsoever.

Disclaimer of Privacy

Jurisdictional Issues

Employment Opportunities

SafetyWing is an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.